You may find the best solution is a high dedtiucble health plan with a health savings account (HSA). The premiums will be much lower and the HSA will create a tax savings for you.That is just one popular option but with all the different health carriers and plans available most people really should use a health insurance broker. A Broker represents multiple carriers and can help you sort through all the different insurance companies and plan options in your state.For example a typical broker can have access to 10 major carriers and 60 different plans just for one state.You can try doing your own research on the internet, but if you give a good broker 5 minutes they will be able to make suggestions on which carrier may fit you best.I suggest using yellowpages.com to search for health insurance brokers in your area. Don't call your auto and home agent they specialize in property and causality insurance. You need someone that specializes in health insurance. Good LuckIn response to tmhdSince he is not in the field he does not understand how health insruance works. Brokers give you the same price you get direct with the carrier. In fact when you call Anthem you talk to an insurance agent. The main difference is when you call a broker they can talk to you about Anthem and UnitedHealth Care and Assurant, etc. Each company has its special area where the rates and plans are best.I only answer questions I have the expertise to answer, I wish others would do the same.($800 per month for car insurance ***?)

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No, it is not a bad thing. It is a very, very good thing, actually.You have sncaedory insurance. You need to decide which is primary. When you are completing medical forms, be sure to list your coverage under both policies.

Hey, if Congress would just refund the money they've aelrady absconded with out of my earnings over the past 40+ years I would be more than happy to take the cash pay-out and walk. Unfortunately Congress does not have the money to give me a refund, to pay the benefits promised to me, or to pay your future benefits. Why? Because Congress has been raiding the funds for the past 30 years, building bridges to nowhere, for example and that equates to theft. It was more important for Congress to know about the sex life of a tsetse fly than it was to uphold promises or provide for the welfare of the citizenry they supposedly represent. The crooks had campaign promises to keep and they used my money to make the pay-offs to their cronies. The bums stole my money and your future. And they're still doing it.

This is true unadulterated proof that I need to get mlseyf to like squid. I made some gains this past week with fried calamari, but I feel like all of these fresh flavors really let the seafood shine through more than deep frying it does. Meaning that I'll undoubtedly taste it more. Something to work on.

well,first check how many of those newly minted gueardtas have a real job. Abysmal statistics. College degree is worthless. You are much better off learning a skill. Now granted, if that skill entails getting an associates, bachelors or whatever then by all means pursue it with fervor, otherwise you night as well start thinking of moving back with your parents. Same phenomenon was observed in the former Eastern Block countries where you could see people with an economics degree sell produce

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'oddman, I'm pretty sure plpoee have seen it. I have. ......Regardless of how preening or pompous you may find him or even if you find him humble and classy...there has to be more going on in the tennis world than this.'What Helen W. said. I can't formulate a reasonable answer myself right now. Four whole days later, huh? Maybe that's because I've been too busy fuming for the last four days, and didn't trust myself to speak about any of 'it'.Bleah.

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acct firms need work; get more bidsbut, as a coltunsant and ex teacher of acct, let me emphasize this do NOT ask for JUSTmonthly statements that is 40yrs old. YOU want daily reports of income statement and balancesheet.IF that is impractical, weekly at a minimum; why? Decisions. It was analyzed and deduced thatno biz [a hobby appearing as a business is not included in this analysis] can wait 1 mo to makeeconomic-money decisions. The owner needs to determine dally and weekly inventory,sales prices, sales methods, weak vs effective marketing, etc.And ..with profits, which liabilities should be paid down faster and which ones, extended, etc.andhow to invest profits.etc.[this means, of course, that any data put onto or extracted from the general journal andindividual applicable journals need to be updated daily]

Thanks guys, I just about lost it lokniog for this.

Leonard Cohen wrote many songs he has just finished a tour of the UK. Michael Bubl`e rceently sung an incomplete version of Im your Man a great Cohen song-Yes! his song did top the list in the Chritmas 2008 hit parade-it was not sung by Cohen but a new arrangement sung by Alexandra BurkeThe name of tha song is: HALLELUJAH

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For me, one key is having meat sectkod in the freezer. I look for the veggies on sale that are in the grocery ads and buy them. I always have rice, pasta or potatoes on hand. With those 3 components you can quickly put together a meal. Of course, one of the keys is remembering to get the meat out of the freezer before going to work. Some days you do say to yourself, okay, I'm sick of choosing something for supper. I too get the penny item from Publix.

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